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What is Disability Insurance?

Disability Insurance is designed to replace your income if you have suffered a serious accident or illness that stops you from working.

It's intent is to financially protect you while you recover from a disabling injury or health issue - ensuring that you don't miss a pay cheque.

Some of the features of Disability Insurance can include: level premiums, potential of getting 50% of the premiums back every eight years if there are no claims and the possibility to increase coverage if income increases.