Flexible Investment Options for Long-Term Growth
What Are Non-Registered Investments?
Non-registered investments offer flexibility and no contribution limits, making them a great option for long-term wealth building. Unlike RRSPs and TFSAs, these accounts do not have tax shelters, but they provide fewer restrictions on withdrawals, contributions, and investment choices.
These accounts are ideal for individuals who have maxed out their RRSP and TFSA contributions or those looking for unrestricted investment growth.
How Non-Registered Investments Work
No Contribution Limits – Invest as much as you want with no annual caps.
Broad Investment Choices – Hold stocks, bonds, ETFs, mutual funds, and GICs.
No Withdrawal Restrictions – Access your money anytime, without penalties.
Tax Efficiency Strategies – Capital gains and dividends receive preferential tax treatment.
Benefits of Non-Registered Investments
1. Unlimited Investment Growth
Since there’s no contribution limit, you can invest as much as you want and continue growing your wealth indefinitely.
2. Greater Withdrawal Flexibility
Unlike RRSPs, you can withdraw funds at any time without penalties or tax consequences on the principal investment.
3. Tax-Optimized Investment Options
Capital gains are taxed at only 50% of the normal rate, and Canadian dividends may qualify for a dividend tax credit, helping you keep more of your earnings.
4. Diversification Beyond RRSPs and TFSAs
Non-registered accounts provide more investment opportunities beyond registered plans, allowing for greater portfolio diversification.
Why Choose Chataway-Hutchison for Your Non-Registered Investments?
1
Personalized Investment Strategies
We create a plan based on your financial goals.
2
Expert Tax Planning Advice
Maximize your after-tax returns with smart investing.
3
Wide Range of Investment Options
Gain access to high-growth and secure investment opportunities.
Start Growing Your Wealth Today
A non-registered investment account provides the flexibility and growth potential you need to build long-term financial success. Contact Chataway-Hutchison today to create a customized investment strategy that works for you.